Hospital insurance helps cover medical costs
Health insurance premiums and deductibles are rising. Hospital indemnity insurance can help offset your out-of-pocket costs by paying benefits for covered hospital stays, surgeries and related services.
- See the status and get a copy of your policy
- Check your premium amount and due date
- Update your billing contact information and make payments
- File or check on the status of a claim
- Set up direct deposit for quicker benefit payment
FAQ
Hospital indemnity insurance help cover the cost of a hospital stay and other medical procedures, regardless of what health insurance pays.
Hospital indemnity insurance: Helps pay for out-of-pocket expenses that major medical insurance doesn’t cover. Hospital indemnity coverage isn’t a substitute for major medical insurance. It is intended as supplement to major medical coverage.
Major medical insurance: Typical major medical coverage today helps pay for doctor visits, hospital stays, preventive care, and many medical services after meeting an annual deductible and cost-sharing requirements.