Critical illness insurance helps cover the gap

This coverage eases the financial burden of out-of-pocket expenses if you’re diagnosed with a covered critical illness, so you can focus on your treatment, care and recovery.

Ease the financial stress of facing a critical illness condition

Critical illness insurance provides a lump-sum benefit to help with out-of-pocket costs when diagnosed with a covered condition. Examples of out-of-pocket expenses include:

Deductibles and co-pays
Out-of-network treatment and additional medical procedures
Travel, lodging and meals during treatment
Rehabilitation and home health services

Tony’s benefits story

Commonly covered conditions

Critical illness insurance helps cover out-of-pocket costs for a range of conditions, including:

Heart attack
Stroke
End-stage renal (kidney) failure
Coronary artery disease
Cancer
Coma

Benefits story: How critical illness benefits help

After celebrating his 45th birthday, John was at home when he had a heart attack. Thankfully, John recovered.

John’s benefits helped cover his out-of-pocket expenses for:

Diagnostic tests
Fitness membership for health

Bypass surgery
Stress test

For illustrative purposes only. These benefit stories aren’t intended to depict real people.

Popular features in the policyholder portal to help you use your benefits

Check on policies and personal info

File and review claims online

See the status and get a copy of your policy
Check your premium amount and due date
Update your billing contact information and make payments

File or check on the status of a claim
Set up direct deposit for quicker benefit payment

Employers and HR representatives

Find out more about offering Colonial Life individual or group critical care illness insurance for your employees.

Learn more

Policy forms marketed by the company are too numerous to list in the advertisement, but a list can be provided upon request.